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  1. Programs
  2. Professional Collection Specialist® (PCS)

Professional Collection Specialist® (PCS)

ACA International

Certificate

Become a contributor for free to openly demonstrate student outcomes, industry alignment & eligibility criteria.

Learn essential compliance requirements and negotiation skills to show consumers, clients, and colleagues your dedication to collecting effectively and respectfully in compliance with the Fair Debt Collection Practice Act (FDCPA). This essential designation is suitable for onboarding new staff, as well as updating experienced collection professionals with these must-have skills.

Format

Online

Eligibility Calculator

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Program Pathways

Credentials this program stacks toward

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Program Details

Detailed information about this program

Learn essential compliance requirements and negotiation skills to show consumers, clients, and colleagues your dedication to collecting effectively and respectfully in compliance with the Fair Debt Collection Practice Act (FDCPA). This essential designation is suitable for onboarding new staff, as well as updating experienced collection professionals with these must-have skills. Target Audience Collectors Anyone with consumer interactions Anyone new to the collection industry Difficulty Level No previous collection experience required

Requirements

What you need to earn this credential

No requirements listed.

Financial Aid

Eligible funding programs

No funding information available.

Scholarships

No scholarships listed.

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Locations

Where this program is offered

No locations specified.

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Related Programs

Programs related to this one

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Skills & Competencies

Skills developed through this program

  • Knowledge of Fair Debt Collection Practices Act Requirements and Compliance
  • Apply Negotiation Skills In Consumer Debt Collection Interactions
  • Conduct Consumer Interactions Effectively and Respectfully Per Industry Standards
  • Apply Compliance Requirements In Debt Collection Operations
Career Pathways

Occupations this program prepares you for

  • Bill and Account Collectors43-3011.00
  • Bookkeeping, Accounting, and Auditing Clerks43-3031.00
What You'll Learn

Key competencies developed through this program

Auto-populated·from NSX Competency Framework

Mastery: developing (Level 2)(based on Certificate)

  • Overdue accounts — monitor and prioritize independently using automated collections and categorization software across a full portfolio.
  • Customers with delinquent balances — contact by telephone or in person to solicit payment with reduced oversight in a high-volume collections center.
  • Repayment schedules — arrange and document based on individual customer financial situations, following departmental guidelines.
  • Account status updates — record consistently and accurately in CRM and accounting software to maintain current collection case files.
  • Customer objections and payment disputes — address by applying active listening and social perceptiveness skills during live account resolution calls.
  • Debt repayment strategies — advise customers on by explaining available options, timelines, and consequences in clear, plain language.
  • Sales and credit contract terms — review with customers to clarify overdue obligations and negotiate partial or full payment agreements.
  • Written correspondence for collection cases — compose and send using appropriate professional tone and document management software.
  • Payment processing transactions — complete accurately using point-of-sale or accounting software when customers agree to pay during contact.
  • Personal account workload — manage by tracking call outcomes, follow-up deadlines, and case statuses using time accounting software.

Some details on this page are auto-populated from public workforce data sources: O*NET (opens in new tab), BLS (opens in new tab), College Scorecard (opens in new tab), DOL Training Provider Results (opens in new tab), NSX (opens in new tab). Provided in partnership with LER.me Career Intelligence.

Student Outcomes

Performance metrics for this program

Completion Rate
Not reported
Placement Rate
Not reported