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  1. Programs
  2. Insurance II: Risk Management and Commercial Insurance

Insurance II: Risk Management and Commercial Insurance

Career and Technical Education, Alabama State Department of Education (ALSDE)

Course

Become a contributor for free to openly demonstrate student outcomes, industry alignment & eligibility criteria.

Risk Management and Commercial Insurance is designed to help students develop knowledge and skills related to commercial insurance, including property, liability, risk management, and workers’ compensation. Students examine characteristics of commercial insurance policies, learn how to file a claim, and develop the skills needed to create a commercial insurance plan.

Format

In-Person

Eligibility Calculator

Which aid programs apply to this program?

Record QualityEligibility Calculators
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Program Pathways

Credentials this program stacks toward

  • Program Pathway to FinanceFrom Career and Technical Education, Alabama State Department of Education (ALSDE)
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Program Details

Detailed information about this program

Insurance is designed to help students develop knowledge and skills related to commercial insurance, including property, liability, risk management, and workers’ compensation. Students examine characteristics of commercial insurance policies, learn how to file a claim, and develop the skills needed to create a commercial insurance plan. Students evaluate business needs to determine the appropriate insurance coverage for a customer, identify possible risks for a commercial business, and proactively protect it from those risks. Upon completion of Insurance I and Insurance II, students will have the opportunity to gain credentials for employment in the insurance industry or for future education.

Requirements

What you need to earn this credential

No requirements listed.

Financial Aid

Eligible funding programs

No funding information available.

Scholarships

No scholarships listed.

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Locations

Where this program is offered

  • Alabama

    Alabama

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Related Programs

Programs related to this one

No related programs.

Skills & Competencies

Skills developed through this program

  • Explain the purpose of commercial property insurance
  • List the advantages and disadvantages of purchasing property insurance to protect company assets from loss due to fire
  • Demonstrate ways an insurance agent helps a business protect its financial well-being
  • Describe the factors used in rating the value of business property, including building construction and usage, size
  • Summarize the different types of commercial liability exposure
  • Explain the coverages of commercial liability insurance, including Coverage A (bodily injury and property damage)
Career Pathways

Occupations this program prepares you for

  • Insurance Underwriters13-2053.00
  • Insurance Sales Agents41-3021.00
  • Personal Financial Advisors13-2052.00
  • Insurance Appraisers, Auto Damage13-1032.00
What You'll Learn

Key competencies developed through this program

Auto-populated·from NSX Competency Framework

Mastery: emerging (Level 1)(based on Course)

  • Application documents and supporting records — review and organize under direct supervision to identify key risk factors such as applicant health, financial standing, and property condition.
  • Standard risk assessment checklists — apply following established protocols to flag submissions that may exceed acceptable underwriting thresholds.
  • Basic data entry and document management software — use to log applicant information and maintain accurate case files within the company's ERP system.
  • Company underwriting guidelines and rate manuals — consult under direction to determine preliminary policy eligibility for straightforward, low-complexity submissions.
  • Written correspondence templates — complete with guidance to request missing information from field representatives or medical personnel on routine applications.
  • Spreadsheet software — use to perform basic calculations supporting premium estimates and risk scoring under close supervisor review.
  • Policy and endorsement reference materials — locate and reference under supervision when identifying standard modifications for substandard risks.
  • Company records and database query tools — search with assistance to identify existing coverage amounts on individual risks before processing new submissions.
  • Underwriting decisions on simple, low-risk applications — document and submit for approval, following step-by-step departmental procedures.
  • Active listening and reading comprehension skills — apply when attending team reviews of declined or modified applications to build foundational judgment.

Some details on this page are auto-populated from public workforce data sources: O*NET (opens in new tab), BLS (opens in new tab), College Scorecard (opens in new tab), DOL Training Provider Results (opens in new tab), NSX (opens in new tab). Provided in partnership with LER.me Career Intelligence.

Student Outcomes

Performance metrics for this program

Auto-populated·from Scorecard + DOL
Completion Rate
76%
Placement Rate
58%